Alex Bogdanov

Life underwriting is being reshaped by new data, technology, and rising customer expectations – but what is truly changing in everyday decision-making? Join Alex Bogdanov, DVP & Chief Life Actuary at Amica, for this interactive, practitioner focused think tank exploring how life underwriting is evolving in practice. This candid peer discussion will discuss real world experience with accelerated and automated underwriting, the use of new data sources, and the role of analytics alongside human judgment. The session focuses on practical trade offs – speed versus risk, experience versus governance – and is designed to deliver clear, actionable insights participants can apply to their underwriting strategy.

Embedded insurance is rapidly changing the way customers purchase protection, offering coverage at the exact moment of need—whether buying a car, booking a trip, or purchasing electronics. This panel will look at how embedded products and services in other industries have impacted buying behaviors and explore how insurers can begin to find the right channels and partners to offer coverage through new avenues and at different points along the customer journey. Panelists will discuss key considerations including product fit, pricing strategies, and digital distribution partnerships. Identify opportunities to expand reach, enhance customer satisfaction, and capture revenue. Attendees will leave with a clearer view of how to:

• Search for new growth opportunities with new partners or on new channels
• Meet and reshape customer expectations for seamless experiences across the insurance value chain
• Collect customer data from embedded insurance platforms and applications to identify new customer segments and determine coverage options