Chris Snelgrove is a strategy and business development leader with over 20 years of experience driving digital transformation across insurance and financial services. His work focuses on the practical intersection of AI, analytics, and operating models—helping insurers move beyond pilots to scalable, defensible innovation. At Pinnacol Assurance, Chris led the design, launch, and national expansion of an AI-driven workers’ compensation product, guiding it from concept through multi-state scale. His experience spans AI-enabled underwriting, API-based distribution, payroll ecosystem integration, and the governance required to operate advanced technology in highly regulated environments. In addition to product innovation, Chris works closely with policymakers, industry groups, and executive leadership to navigate the regulatory and legislative implications of digital insurance. He regularly produces board-level strategy briefings and helps organizations align technology ambition with operational reality. Chris is known for building teams and cultures that balance experimentation with accountability. He mentors emerging leaders and helps organizations design systems that make complex processes feel simple for customers, partners, and employees. His perspective is grounded in a single belief: digital transformation only matters when it survives contact with scale, regulation, and real customers.